MoonPay review
FlixoCrypt rating
Key facts
| Type | ramp (On/Off Ramps) |
|---|---|
| Trading fees | Maker n/a · Taker Card ~3.5%–4.5% (min fee); bank transfer ~1% |
| Withdrawal | Network fees |
| Free to use | Yes |
| KYC required | Yes |
| Regulated | Yes — Registered money-services business in multiple jurisdictions |
| Supported assets | 110+ |
| Country availability | US, UK, EU, India, 160+ countries |
| Restricted regions | None listed |
| Available in India | Yes |
| Affiliate commission | revenue_share · revenue share on fees (PLACEHOLDER — pending affiliate approval) |
| FlixoCrypt rating | 4 / 5 |
| Best for | Buying crypto directly inside a wallet/app via card or bank |
| Last verified | 2026-06-29 |
Overview
MoonPay is a fiat on/off ramp embedded in many wallets and crypto apps, letting users buy and sell crypto with card or bank transfer across 160+ countries. It supports 110+ assets, requires KYC, and is a registered money-services business in multiple jurisdictions. Convenience comes at a cost: card purchases carry fees around 3.5–4.5% plus spread, with bank transfers cheaper.
Availability
MoonPay is available in: US, UK, EU, India, 160+ countries. Always confirm availability for your country on the official site, as regional support changes. India: Indian residents face 30% tax on crypto gains and 1% TDS on transactions above ₹50,000 per the Finance Act 2022.
Pros
- Embedded fiat on/off ramp in many wallets
- Wide country and payment-method coverage
- Fast card purchases
Cons
- Card fees are high (3.5%+)
- KYC required
- Spread on top of headline fee
Who it is for
- Best for: Buying crypto directly inside a wallet/app via card or bank.
- Avoid if: You want the lowest possible purchase fees.
Verdict
A convenient in-wallet on-ramp with broad coverage; card fees are the main downside.
Related
MoonPay FAQ
What is MoonPay? +
MoonPay is a fiat on/off ramp embedded in many wallets and crypto apps, letting users buy and sell crypto with card or bank transfer across 160+ countries. It supports 110+ assets, requires KYC, and is a registered money-services business in multiple jurisdictions. Convenience comes at a cost: card purchases carry fees around 3.5–4.5% plus spread, with bank transfers cheaper.
Is MoonPay safe? +
MoonPay is regulated in one or more jurisdictions. No major breach; embedded in many wallets/apps as the buy widget. As with any platform, use strong security and only hold what you need on it.
Does MoonPay require KYC? +
Yes — identity verification (KYC) is required for most features.
What are MoonPay's fees? +
MoonPay fees: maker n/a, taker Card ~3.5%–4.5% (min fee); bank transfer ~1%; withdrawals: Network fees. Always confirm current fees on the official site, as crypto fees change often.
Is MoonPay available in India? +
Yes. Indian residents face 30% tax on crypto gains and 1% TDS on transactions above ₹50,000 per the Finance Act 2022.
What is MoonPay best for? +
Buying crypto directly inside a wallet/app via card or bank.
When should you avoid MoonPay? +
Avoid MoonPay if: You want the lowest possible purchase fees.
What are the main pros and cons of MoonPay? +
Pros: Embedded fiat on/off ramp in many wallets; Wide country and payment-method coverage; Fast card purchases. Cons: Card fees are high (3.5%+); KYC required; Spread on top of headline fee.
Is MoonPay regulated? +
Yes. Registered money-services business in multiple jurisdictions
When was this MoonPay review last verified? +
This review was last verified on 2026-06-29 against the official site.
Reviewed by Arjun Mehta
Crypto analyst; 8+ years covering exchanges, wallets and DeFi
Last verified:
Sources
- MoonPay — official site — verified